Costa Mira Mactan Sample Computations

Seeing the total price of a beachfront condominium can feel overwhelming at first.

But you do not have to pay everything at once.

Costa Mira Mactan offers an extended down-payment option that lets you spread part of the cost over several years. Let us walk through three sample computations together.

The payment plan in four simple steps

Payment Option 3B works like this:

1. Reserve the residence you prefer.
2. Complete the first 2% down payment over two months.
3. Pay the next 10% over 58 months.
4. Settle the remaining balance through bank financing.

This gives you more time to prepare your equity while the property is being developed.

Sample computation for a Studio

Let us begin with Studio T403.003, a 23.54 sqm residence.

You begin with the PHP 50,000 reservation fee.

For the next two months, the payment is approximately PHP 37,700 per month. After that, the monthly equity becomes approximately PHP 10,900 for 58 months.

A Studio may suit an individual, couple, first-time buyer, or overseas Filipino looking for an easy-to-manage home in Mactan.

Sample computation for a One-Bedroom residence

If you would like a separate bedroom and more privacy, you may consider a One-Bedroom residence.

This example uses One-Bedroom T403.001, a 38.36 sqm residence.

You begin with the PHP 80,000 reservation fee.

For the next two months, the payment is approximately PHP 52,400 per month. After that, the monthly equity becomes approximately PHP 16,000 for 58 months.

A One-Bedroom residence gives you a private sleeping space and more flexibility for everyday living. It may suit individuals, couples, retirees, or buyers who work from home.

Sample computation for a Two-Bedroom residence

For families or buyers who want significantly more space, a Two-Bedroom residence may feel more comfortable.

This example uses Two-Bedroom T416.014, a 95.66 sqm residence with parking included in the price-list description.

You begin with the PHP 120,000 reservation fee.

For the next two months, the payment is approximately PHP 184,000 per month. After that, the monthly equity becomes approximately PHP 42,100 for 58 months.

A Two-Bedroom residence may suit a family, an overseas Filipino preparing a spacious home in Cebu, or anyone who wants an additional room for guests, children, work, or study.

Which residence may fit your budget?

There is no single right choice. What matters is finding a home that suits your life and feels comfortable for your finances.

A Studio may be right for you if you want:

• The lowest starting price
• Lighter monthly equity
• An easy-to-manage home
• A personal base in Mactan

A One-Bedroom may be better if you want:

• A separate bedroom
• More privacy
• Greater flexibility for everyday living
• More room without the larger Two-Bedroom commitment

A Two-Bedroom may suit you if you want:

• A spacious family home
• An additional room for guests or work
• More generous living areas
• Parking included in the listed unit type

You do not have to decide based on price alone. Floor level, orientation, balcony position, layout, and available view may also affect how a residence feels.

What happens to the remaining balance?

After the extended down-payment period, the remaining balance may be settled through bank financing.

Your future monthly bank payment will depend on the approved loan amount, interest rate, financing period, and terms available from the bank at that time. Bank financing remains subject to lender assessment and approval.

You do not need to work through these figures alone. We can prepare a sample bank computation to help you understand what the future payments might look like.

Can I reserve while living abroad?

Yes. You can begin comparing Costa Mira residences even if you are not currently in Cebu.

We can send you current unit choices, official floor plans, prices, views, and sample computations online. When you are ready, we will explain the reservation process and guide you through each step.

You can also read our guide to buying Costa Mira Mactan from abroad.

The examples above are based on the Costa Mira Beachtown Mactan Tower 4 Bank Price List, Version 1, dated August 28, 2026. Prices, availability, fees, payment schedules, views, and financing terms may change. Please ask us to confirm the current details before making a reservation. Bank financing is subject to lender assessment and approval. Other charges may apply.